Have a question? need more information about car financing? Here are some of the most frequently asked questions fellow car buyers ask.

Buy Here Pay Here car dealerships couple the bank with the dealership in one deal to make it easier for car buyers to get financing and vehicles all in one place. Also referred to as “tote the note,” these are pre-owned car dealerships that directly offer vehicle financing right in the car lot. When you purchase a car from a Buy Here Pay Here dealer, you can drive off with your financed car the very same day.

The main reason to sign a contract to buy a car from a BHPH dealer is if you have poor credit or no credit history. Buy Here Pay Here car dealerships may be able to give borrowers unique car financing opportunities that traditional banks would not.

Always make sure that the Buy Here Pay Here dealer you work with thoroughly inspects every vehicle (not just yours) before selling them, reports to major credit bureaus, and strictly adheres to all regulatory standards including state usury laws, the Truth in Lending Act, privacy regulations, and those specific to your state.

We do! It’s okay if you have not yet established your credit history. CARFAST AI can still help you get the car you need. Find fast financing for every lifestyle and budget with our real-time loan approvals online, anytime. Get started when you get approved by us today.

CARFAST AI knows that everyone has a different lifestyle and budget, and we want your monthly payments to fit into that. You can estimate your monthly payments by using our loan calculator or working with one of our representatives.

CARFAST AI does things a little differently from other ‘buy-here pay-here’ dealerships. Instead of requiring that everyone pay the same down payment, we customize our plans based on the vehicle and the customer. As is standard, most higher priced vehicles require a higher down payment, but every situation is unique. Chat with us to determine the minimum down payment for the car you want.

Not exactly, but we do offer financing. This lets us be more flexible with finance terms depending on your unique situation than banks and traditional lenders might.

While we will run a credit check prior to approving your loan, it is important to remember that your credit score is not the only thing we take into consideration. We know that you may be in a low-credit or no-credit situation, so don’t worry! Work with us and we’ll work with you to get approved.

Yes! CarFast AI makes it easy to get approved for auto financing online. Follow our simple 4-step process and get approved today!

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