We collect information that personally identifies, relates to, describes, or is capable of being associated with you (“Personal Information”), including:
Personal identifiers such as name, social security number, date of birth, telephone number, physical address, and email address;
Professional or employment information;
Commercial or financial information such as your loan details, payment history, and bank account number;
Geolocation data such as geographic location indicators obtained when you interact with our Sites; and
Internet & network information including make, model, settings, and specification of the device, geographic location, as well as the date/time stamp, IP address, pages visited, time of visits, content viewed, ads viewed, the site(s), application(s), destination(s), or service(s) you arrived from, and other clickstream data.
We compile this information from the following sources:
Consumer-reporting agencies; and
Our affiliates and business partners
From you, including via the credit application page located at www.carfast.ai
We may request for you to provide us with Personal Information when you communicate with us (online or offline), purchase a vehicle from us, apply for a loan or credit, purchase a vehicle service contract from us, participate in consumer surveys, sweepstakes, or contests, and at additional times. You aren’t required to provide us with your Personal Information; however, if you elect not to provide the requested information, you may not be able to use some or all of the features of the Sites or Services, or we may not be able to complete your requested interaction.
We may gather Personal Information from third-party data sources such as data brokerages, insurance companies, consumer reporting agencies, marketing/advertising agencies, analytics firms, telecommunications providers, and government agencies.
We use the personal information you give to provide you with information or services you have requested. We may also use the information to communicate with you about our existing products and services, our latest features, products, or services, or to enhance the services that we offer by adjusting them to your needs. We may also use this information to respond to governmental or other legal requests and we may otherwise share the information with our affiliates for any of these purposes.
We may also use the information we collect about you, your computer, or other devices for any lawful business purpose, including without limitation, to help diagnose issues with our servers, to gather comprehensive demographic information, examine trends, track users’ movements around the website, and to otherwise administer the website, including to increase and enhance the security of our Sites.
We may share information about you, your computer, or other devices, with our parent, subsidiaries, and affiliates. We may also share your information with unaffiliated parties so that we may conduct our business, and so we, or the unaffiliated parties, may offer you products and services. There are also times when you may provide information about yourself to us in areas that may be managed or participated in by third parties. In such cases, the information may be used by us and such third parties, each pursuant to its own policies. While we may seek to require such third parties to follow appropriate privacy policies and will not authorize them to use this information except for the express purpose for which it is provided, we are not responsible for any actions or policies of third parties.
We may disclose certain information to government agencies, consumer-reporting agencies, and other external parties as permitted or required by the Federal Privacy Act and other applicable laws, for instance, to cooperate with governmental, law enforcement, or other investigation(s) or legal proceedings. We reserve the right to use, sell, transfer, and share data about our users for any lawful business purpose.
Carfast Financial uses appropriate security standards to secure your information. Due to the fact that no data transmission is completely secure, and no system of physical or electronic security is impenetrable, however, we cannot guarantee the security of the information you send to us or the security of our servers, networks, or databases.
Our website is intended for users who are 16 years or older. We do not knowingly collect information from children under 16 years old. If you are a parent or legal guardian and believe your child under 16 has given us information, you can call us at 678-424-1142. If we become aware that we have collected the information of a child under 16, we will eliminate such information from our records.
If you are a California resident, you may have additional privacy rights.
If you believe that someone has had unauthorized access to your account with us or access to your personally identifiable information, you should report this crime to your local law enforcement agency and to the Federal Trade Commission (FTC). To speak with a trained FTC telephone counselor, call toll-free 1-877-IDTheft (1-877-438-4338). Or, to enter information about your complaint into a secure FTC online database, visit https://www.consumer.gov/idtheft.
These procedures and guidelines are subject to change, but we will communicate any material adjustments to you. The practices and policies in this disclosure replace all previous privacy notices or statements of Carfast Financial.
[email protected] . Make sure to include enough information so that we can assist you, such as your name, contact information, and the specific website, mobile site, application, and/or other services you are contacting us about.